Renters Insurance- Is property insurance that provides coverage for a policyholder’s belongings, liabilities and possibly living expenses in case of a loss event. Renter’s insurance is available to persons renting or subletting a single-family home, apartment, duplex, condo, studio, loft, or townhome. The policy protects against losses to the tenant’s personal property within the rented property. In addition, a renter’s insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to structural problem with the property (in this case, the owners- not renter’s- policy would apply).














