Navigating car insurance options can be overwhelming. Kerber Insurance Associates, LLC will simplify the process by guiding you through the options. We will help you determine which policy can provide the quality protection and peace of mind you want. Not only will we create an affordable auto insurance package that suits your needs, but we will also assist in seeing if you qualify for any auto insurance discounts. Insurance requirements for automobile owners vary by state. Kerber Insurance Associates, LLC offers auto insurance in the following states: PA, NJ, DE, MD, NC, SC, FL, CA. Here are some examples of common coverages: Personal Injury Protection, covering injuries to the policyholder or passengers in their car. Bodily Injury Liability, covering injuries to another party in an accident. Property Damage Liability, covering damage to another party’s property in an accident. Uninsured Motorist Bodily Injury, covering injuries in an accident caused by an uninsured motorist. Car accidents can be costly, so most Massachusetts motorists purchase coverage in these areas beyond the minimum required by the state. There are many auto insurance options which can be added beyond the minimum required. Common additions include: collision coverage, for damages to the policyholder’s car in an accident, and comprehensive coverage, for damages to the policyholder’s car not resulting from an accident, such as theft or vandalism.